In 2am darkness, a [Silent Crash] was voted into Michigan law...

PA21 and PA22
The Legislation Causing Catastrophe
In the dark of a May 2019 night at a hastily called legislative session, the legislation that became Public Acts 21 and 22 passed the House and Senate in Michigan. On July 2, 2021, key parts took effect and were retroactively applied - to the devastation of thousands.
LATEST [NEWS]...
THE [BACKSTORY]...
Since 1973, Michigan drivers paid a small yearly fee to their insurance companies for the Michigan Catastrophic Claims Association fund. If a Michigan driver was in a catastrophic accident involving an automobile, the MCCA fund reimbursed insurance companies for all claims beyond the policy's limit.
For life.
It's a promise Michigan made to its paying citizens.
This isn't tax money.
It's money those drivers paid into the fund through their insurance companies every year.
With PA21 and 22, Michigan survivors of catastrophic auto crashes suddenly got their benefits cut by a whopping 45% and care provider hours to 56 per week.
The law wasn't supposed to be applied to patients who were already in the system, but insurance companies did it anyway. Now the court system is tied up with cases from patients trying to hold their insurance companies accountable to their contracts - a process that can take YEARS.
Meanwhile, they're finding it impossible to survive.
Fifty businesses that were taking care of patients have had to close their doors. They can't provide care at the slashed rates.
More are closing every week.
Survivors are being dropped off in Michigan emergency rooms and nursing homes by family members who are desperate to keep them alive.
Several have died.
All while $23 billion of THEIR money sits in the fund.
This care didn't need to be cut.
You can get it restored - just by listening.
Every leader in the survivor community has told us what they need is one very loud, very large voice. So, "Silent Crash" is in production. Follow or subscribe wherever you get your podcasts. Rate it. Review it. Share it. Amplify it however you can.
It's the easiest way you'll ever save a life and make the world a better place.
Help get the word out with "Silent Crash" merchandise! All proceeds support production of the show.
Looking for the button to click and share your solution to fix the harmful messed caused by PA21 and 22?
The yellow one above is it! Just click and fill out the form.
Free, Easy Ways to Help...
The government is a giant behemoth - but it bows to the will of the people when enough of us raise our voices. Here's how easy it is to help:
About [Silent Crash, the Podcast]
SILENT CRASH: Stories of the Quiet Unraveling of Michigan's Auto No-Fault and the Destruction of Lives is a podcast show available on all major podcast platforms. We're recording stories from the patients impacted, their families, elected officials, and experts in Michigan's Auto Nofault Program.